No, under the ACA, insurance companies cannot deny you coverage or charge you higher premiums due to a pre-existing condition. This rule ensures that everyone has access to the healthcare they need, regardless of their health history.

A Special Enrollment Period allows you to enroll in or change your health insurance plan outside of the annual Open Enrollment Period. Qualifying life events that may trigger a Special Enrollment Period include:

.Marriage or divorce

.Birth or adoption of a child

.Loss of other health coverage

.Moving to a new area where different health plans are available

.Gaining citizenship or lawful presence in the U.S.

.Low Income

At Vonex Insurance, we specialize in helping individuals and families navigate the Health Insurance Marketplace. Our expert agents provide personalized guidance, from understanding your options to completing your enrollment. We’re here to ensure you get the coverage you need at a price you can afford.