Privacy Policy

Last Updated: [08-10-2024]

At Vonex Insurance Group Inc ("Company," "We," "Us," or "Our"), we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of your information when you access or use our services and informs you of your privacy rights under the law.

By using our services, you agree to the collection and use of your personal data in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

Words with capitalized initials have specific meanings defined below. These definitions hold the same meaning whether they appear in singular or plural form.

Definitions

- Account: A unique account created for you to access our services or parts of our services.

- Business: For the purposes of the California Consumer Privacy Act (CCPA), this refers to Vonex Insurance Group Inc as the legal entity responsible for collecting consumers’ personal information and determining the purposes and means of processing that information.

- Company: Refers to Vonex Insurance Group Inc, located at 9120 NW 158th St, Miami Lakes, FL 33018.

- Consumer: For the purposes of the CCPA, this means a natural person who is a California resident.

- Cookies: Small files placed on your device by a website, containing details of your browsing history, among other uses.

- Country: Refers to the United States.

- Device: Any device that can access the service, such as a computer, smartphone, or tablet.

- Do Not Track (DNT): A concept advocated by U.S. regulatory authorities, particularly the Federal Trade Commission (FTC), encouraging the Internet industry to develop a mechanism for users to control the tracking of their online activities.

- Personal Data: Any information that identifies or can be used to identify an individual. For the purposes of the CCPA, Personal Data includes information that can identify, relate to, or be linked with you.

- Sale: For the purposes of the CCPA, this refers to selling, renting, or disclosing a consumer's personal information to another business or third party for monetary or other valuable consideration.

- Service: Refers to the website and services provided by Vonex Insurance Group Inc.

- Service Provider: Any individual or entity that processes data on behalf of the Company. This includes third-party companies or individuals employed by the Company to facilitate our services or analyze how our services are used.

- Third-Party Social Media Service: Any social network or other website through which a user can log in or create an account to use our services.

- Usage Data: Data collected automatically, either generated by the use of the service or from the service infrastructure itself (e.g., the duration of a page visit).

- Website: Refers to the website of Vonex Insurance Group Inc, accessible from [www.vonexinsurance.com](http://www.vonexinsurance.com).

- You: The individual accessing or using the services, or the company or legal entity on behalf of which such individual is accessing or using the services.

Collecting and Using Your Personal Data

-Types of Data Collected

-Personal Data

While using our services, we may ask you to provide certain personally identifiable information that can be used to contact or identify you. This information may include, but is not limited to:

- Email address

- First name and last name

- Phone number

- Address, State, ZIP/Postal code, City

- Usage Data

-Usage Data

Usage Data is collected automatically when using our services. This may include details such as your device's IP address, browser type and version, the pages you visit on our service, the time and date of your visit, time spent on those pages, and other diagnostic data.

When you access the service via a mobile device, we may collect certain information automatically, including the type of mobile device you use, your mobile device's unique ID, the IP address, your mobile operating system, the type of mobile browser you use, and other diagnostic data.

-Tracking Technologies and Cookies

We use cookies and similar tracking technologies to track the activity on our services and store certain information. These may include:

- Cookies or Browser Cookies: Small files placed on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some parts of our service may not function properly.

- Flash Cookies: Used to collect and store information about your preferences or activity on our services. These are not managed by the same browser settings as browser cookies.

- Web Beacons: Small electronic files that allow the Company to count users who have visited certain pages or opened emails, among other statistics.

-Use of Your Personal Data

Vonex Insurance Group Inc may use your personal data for the following purposes:

- To Provide and Maintain our Services: Including monitoring usage and improving our offerings.

- To Manage Your Account: Including registration and access to various functionalities available to registered users.

- To Fulfill Contracts: Including the purchase of products or services and other agreements made through our services.

- To Contact You: Including emails, calls, SMS, or other forms of communication regarding updates, products, and services you have purchased or inquired about.

- To Provide You with News and Offers: Unless you opt out, we may contact you with information about similar goods, services, or events.

- To Manage Your Requests: Including responding to your inquiries and providing customer support.

- To Deliver Targeted Advertising: Based on your preferences and location, we may display content and advertising tailored to your interests.

- For Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal data may be transferred.

- For Other Purposes: Including data analysis, usage trends, and service improvements.

Retention of Your Personal Data

Vonex Insurance Group Inc will retain your personal data only as long as necessary for the purposes outlined in this Privacy Policy. This includes retaining data to comply with legal obligations, resolve disputes, and enforce our agreements.

Usage data is generally retained for a shorter period, except when used to enhance security or service functionality or when required by law.

Transfer of Your Personal Data

Your information, including personal data, is processed at the Company’s operating offices and other locations where parties involved in the processing are located. This may include transfers to and storage on computers located outside your state, province, or country, where data protection laws may differ.

By submitting your information, you consent to this transfer.

Disclosure of Your Personal Data

- Business Transactions: In the event of a merger, acquisition, or asset sale, your personal data may be transferred. You will be notified before the transfer occurs.

- Law Enforcement: We may disclose your personal data if required by law or in response to valid legal requests.

- Other Legal Requirements: We may disclose your data to comply with legal obligations, protect the rights or property of the Company, prevent wrongdoing, or protect users' safety.

Security of Your Personal Data

The security of your personal data is important to us, but remember that no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee its absolute security.

Detailed Information on the Processing of Your Personal Data

Our service providers may have access to your personal data. These third-party vendors collect, store, use, process, and transfer information about your activity on our service according to their privacy policies.

Children’s Privacy

Our services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent. If you believe we have collected such information, please contact us, and we will take steps to remove that data from our records.

Your California Privacy Rights

California residents have specific rights regarding their personal data under the California Consumer Privacy Act (CCPA). You have the right to request disclosure, deletion, or to opt out of the sale of your personal information.

Links to Other Websites

Our service may contain links to third-party websites. We do not control these sites and are not responsible for their content, privacy policies, or practices. We encourage you to review the privacy policies of any site you visit.

Changes to this Privacy Policy

We may update our Privacy Policy from time to time. Changes will be posted on this page, and you will be notified via email or a notice on our website before they become effective. Please review this policy periodically for updates.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

- By email: [email protected]

- By visiting this page on our website: www.vonexinsurance.com/contact-us

- By phone number: 786-442-8125